Unitrin is operated in 6 distinct groups, each group handling a particular type of insurance or financial function. We strive to help you make confident insurance decisions. More than 15,000 agents and 6,000 employees work with Unitrin in handling the six million (and growing) policies. The Kemper businesses only offer insurance in the United States. Customers can log in to their account for payment options at http://www.kemper.com/wps/portal/Kemper/Home/InformationCenter/. Please check the applicable terms of use and privacy policy of the websites of the individual businesses for information pertinent to their businesses, their web pages, and practices. Alpha Property & Casualty Insurance Company (Wisconsin) 4. Subsidiaries of Unitrin, Inc. - SEC Chris Tepedino Online policy management is convenient and secure! Oklahoma City, OK 73114, Reserve National Insurance Company P.O. Auto insurance policies are generally billed monthly, quarterly or semi-annually. Be aware that all Internet e-mail can potentially be viewed, copied or modified by unauthorized persons. They are unprofessional and unresponsive and by reading the reviews a lot of people are having a hard time getting a hold of them for they're claims. But now it has a bigger problem: farmers are revolting against restrictions on how they repair complex equipment. This information may be different than what you see when you visit an insurance provider, insurance agency, or insurance company website. The Website and Content are provided on an as is, and as available basis without representation or warranty of any kind whatsoever. Compare quotes from the top insurance companies and save! 2021 Kemper Corporation. Site Map | In the event that certain states do not allow us to limit or disclaim liability for incidental or consequential damages, our liability to you for all losses, damages, injuries and claims of any kind, whether the damages are claimed in contract, negligence or other tortious action, will be limited to the extent required by such law. Administrative Office: 12115 Lackland Road, St. Louis, MO 63146 Either you or Kemper, however, may seek provisional remedies (such as preliminary injunctive relief) subject to this section before the expiration of this sixty (60)-day period. Such external internet addresses contain information created, published, maintained, or otherwise posted by organizations and entities independent of Kemper. Intellectual Property Rights / Reproduction of Information Prohibited, Waiver of Injunctive or Other Equitable Relief, Amending the Website and Content Suspension and Termination, Underwriting Companies - Property and Casualty. 200 East Randolph Street, STE. Advertiser Disclosure: We strive to help you make confident insurance decisions. CA COA: 4658-1, Unitrin Direct Property & Casualty Company NAIC# 31968 NAIC # 36625 Laura serviced existing business and wrote new business. State of Domicile: Illinois, Union National Fire Insurance Company 12926 Gran Bay Parkway West, Jacksonville, Florida 32258 SOME JURISDICTIONS, SUCH AS NEW JERSEY, DO NOT ALLOW THE DISCLAIMER OF IMPLIED WARRANTIES, SO THE ABOVE DISCLAIMER MAY BE LIMITED BY LAW. NAIC #: 10881 Kemper Auto Insurance You will not in any event settle any claim without the prior written consent of Kemper. Auto insurance policies are generally billed monthly, quarterly or semi-annually. Unitrin Speciality - Dallas, TX 75243 - YP Falls Church, VA 22043. Unitrin County Mutual Insurance Company - Ratings.ambest.com Compare Quotes From Top Companies and Save. Unitrin is a full-service insurance company, providing life, home, auto, health and commercial coverage. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. How will brexit affect small businesses and insurance. Call 24/7. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. If you do not wish to be bound by the Terms and Conditions, please discontinue using and accessing this site immediately. Make a Payment | Kemper [8], Fortune Magazine included Kemper on its 2020 list of the 100 Fastest-Growing Companies.[9]. THE INFORMATION CONTAINED ON THIS SITE, INCLUDING, WITHOUT LIMITATION, PRODUCTS AND SERVICES IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. Kempers Property & Casualty Insurance segment includes the following businesses: Kempers Life & Health insurance segment is made up of the following businesses: On this Wikipedia the language links are at the top of the page across from the article title. The Kemper Auto underwriting member companies have the highly valued A.M. Best Company A- (Excellent) rating. Alliance United Insurance Company (California) 2. Comparison shopping should be easy. Casualty Underwriters, Inc. (Georgia) 5. You can work with your agent to set a payment schedule that works best with your personal finances. You will choose from Auto, Property, Auto Glass and Roadside/Towing from the dropdown menu to access the appropriate claims forms. Charter Indemnity Company (Texas) 7. State of Domicile: Illinois Insurance Feature Writer. You also acknowledge that you have read and understood the Kemper Privacy Policy (Policy), which contains important information about how we collect, use, disclose and safeguard your information when you visit our website, our mobile websites, and our mobile device applications where this Policy is located. The Kemper Open was a professional golf tournament on the PGA Tour for 35 years, from 1968 through 2002. !/dl4/d5/L2dBISEvZ0FBIS9nQSEh/, http://www.kemper.com/wps/portal/Kemper/Home/InformationCenter/CustomerLogin/!ut/p/b1/hY_LboMwFES_pR8QfCEYw9LG5AEtFKSmrjcVRIDMIy6FFJKvbyp123R2I50jzSCJBJKn_EvV-aT0Ke9-unTetxkDj5kUABIC-8c43KSQWMDxDXi7AfBHKPznh0iqojfmY2-A4Vp47diOY1kumOBhdODHduGa1jzg2Xhl0PGInAtFdDZqv-0Za5hdhd3KbfCw3pmfz_sn3xRnMb9IjOtmUDgdIp_g7VjJy2Qf4osvZN_AlGVJPIpA1WWBhzIlenFEkUcebRa6cjZzQB_QK5J35xPrF7hzP97pvkQfvbiWbUW_Aab4bEo!/dl4/d5/L2dJQSEvUUt3QS80SmtFL1o2X0dSQjA5QjFBME9USTcwSUQxRk00ME0yMEQx/, http://www.kemper.com/wps/portal/Kemper/Home/AboutKemper/ContactUs/!ut/p/b1/04_Sj9CPykssy0xPLMnMz0vMAfGjzOLdg5wMLJ0MHQ0MDPzNDTx9_LzcAg38jQxCzIAKIoEKDHAARwNC-r30ozKTcvXKk3P1DPQsTc2MTCwMTEwtzExNDY0t9MP1o_AaYG4EVYDHAX4e-bmp-gW5EZXBAemKAKiZGZ8!/dl4/d5/L2dJQSEvUUt3QS80SmtFL1o2X0dSQjA5QjFBME9USTcwSUQxRk00ME0yODQ1/. Learn about Kemper, our products and services, find information for investors, job-seekers, and users with disabilities, and more. Additional websites in the Kemper family include: The links to other, non-Kemper affiliated websites may be accessed through this web site for your convenience only. The website and all of its content and information (Content) is provided solely for general informational purposes and is not intended to be a contract, a solicitation, or an offer to sell in connection with any product or service. A Unitrin County Mutual Insurance Company has a 2.0 Star Rating from 9 reviewers. Email. In November 2015, Joseph P. Lacher, Jr. was appointed President and Chief Executive Officer. Box 2847 Clinton, IA 52733, Kemper Direct P.O. Singleton expected the new venture to duplicate the successful spin off of the Argo Group, originally a workers' compensation insurance provider, created in 1986. Kemper Auto is one of the top auto insurance specialists in the U.S., and part of Kemper Corporation, a $3 billion Chicago-based financial services company. AS PERMITTED BY APPLICABLE LAW, THE PARTIES HEREBY WAIVE THEIR RIGHT TO JURY TRIAL WITH RESPECT TO ALL CLAIMS AND ISSUES ARISING UNDER, IN CONNECTION WITH, TOUCHING UPON OR RELATING TO THESE TERMS, THE BREACH THEREOF AND/OR THE SCOPE OF THE PROVISIONS OF THIS SECTION, WHETHER SOUNDING IN CONTRACT OR TORT, AND INCLUDING ANY CLAIM FOR FRAUDULENT INDUCEMENT THEREOF. State of Domicile: Illinois YOU AGREE THAT YOU WILL NOT BE PERMITTED TO OBTAIN AN INJUNCTION OR OTHER EQUITABLE RELIEF OF ANY KIND SUCH AS ANY COURT OR OTHER ACTION THAT MAY INTERFERE WITH OR PREVENT THE DEVELOPMENT OR EXPLOITATION OF ANY WEBSITE, APPLICATION, CONTENT, SUBMISSIONS, PRODUCT, SERVICE, OR INTELLECTUAL PROPERTY OWNED, LICENSED, USED, OR CONTROLLED BY KEMPER. We do not authorize persons less than 16 years of age to use our website, our products or services. Tell Us What You Think! Descriptions of insurance on this website are intended to be very general in nature and actual policy terms may differ significantly from the coverage described herein. All copyright and other proprietary notices must appear in all copies in the same manner as the original. The company unified and refreshed its brand in October 2018. All Rights Reserved. State of Domicile: New York, Unitrin Auto and Home Insurance Company Contact Customer Relations (Monday-Friday 8 a.m to 8 p.m. Unitrin County Mutual Insurance Company can be contacted via phone at (800) 234-3606 for pricing, hours and directions. Headquartered in Dallas, Texas with offices also in Woodland Hills, California and Salem, Oregon, our experienced employees are ready to provide you with unsurpassed customer service along with our pledge that you can trust us to be there when you need us. Links to other internet sites that are not maintained by us may be accessed through this web site for your convenience only. From cars, homes and keepsakes, to the life and health of your family, Kemper helps protect your most valuable possessions. In addition, state law may impact the application or meaning of a policy. Make a Payment Policy Retrieval. Kemper eSignature makes it easier to complete new applications anywhere, anytime, on any mobile device or computer. State of Domicile: Louisiana, Union National Life Insurance Company State of Domicile: Illinois State of Domicile: Illinois, Capitol County Mutual Fire Insurance Company The more quotes you compare, the more chances to save. Note: Although this business is written by a nonaffiliate, it is 100% reinsured by Kemper affiliate, Trinity Universal Insurance Company, 12790 Merit Drive, Suite 400, Dallas, Texas 75251. 1. . A Unitrin County Mutual Insurance Company is located at 8360, I-635, Dallas, TX 75243, A The website (URL) for Unitrin County Mutual Insurance Company is: http://www.unitrin.com. We are not responsible and hereby disclaim liability for any errors, omissions or availability of this information. Administered by Trupanion Managers USA, Inc. (CA license No. NAIC# 26085 3300, Chicago, Illinois 60601 Your email address will not be published. ET) at 877.252.7878 or CustomerRelations@kemper.com. Kemper is not responsible, and hereby disclaims liability, for any errors, omissions or availability of the Content. These Terms shall be governed by and interpreted according to the laws of the state of Illinois without respect to any conflict of law provisions. NAIC #: 19887 Home | We will indicate changes to these Terms by updating the Effective Date above. 9121 Oakdale Ave, Suite 201, Chatsworth, CA 91311 John Deere boasted record profits in 2021 and finally struck a deal with striking union workers. R.S., Davis). Kemper Life customers, please contact your agent or click the link below to contact a representative. State of Domicile: Texas. Now offering homeowners and renters insurance. If you cannot find your appropriate company payment link below, please feel free to contact us directly. 8360 LBJ Freeway, Suite 400, Dallas, TX 75243 3300, Chicago, Illinois 60601 State of Domicile: Illinois. Email. NAIC # 11142 Formerly Unitrin Direct . Texas Insurance Code or of a rnle and that the existence of a violation is in dispute. State of Domicile: California, Alpha Property & Casualty Insurance Company CA COA: 08986; NAIC #: 16063 PDF UNITRIN Executed Consent Order - Texas Department Of Insurance Such external Internet addresses contain information created, published, maintained or otherwise posted by organizations and entities independent of Kemper Auto. Starting an Insurance Agency Information Request Form; Guide to Starting an Independent Insurance Agency; Start-Up Agency Opportunities Make an appointment. UPDATED: Apr 21, 2021 Fact Checked Free Insurance Comparison Secured with SHA-256 Encryption Free Insurance Comparison 0G22803, NPN 9588590). State of Domicile: Louisiana, Commonwealth Mutual Fire Insurance Company State of Domicile: Missouri, The Reliable Life Insurance Company You and Kemper agree that we intend that this section satisfies the writing requirement of the Federal Arbitration Act. State of Domicile: Illinois One East Wacker Drive, Chicago, IL 60601 Nothing in this website should be construed to represent what sort of coverage, if any, may apply to any type of claim or loss or what coverage is included within any type of policy. The contents of this site are protected by applicable copyright or other intellectual property laws. Falls Church, VA 22041. The California Certificate of Authority number (CA COA #) appears after the company name. If you do not wish to be bound by these Terms, please discontinue using and accessing this website immediately. Privacy Policy | [11] AAC provided specialty private passenger auto insurance in Arizona, Illinois, Indiana, Nevada and Texas. Extra Phones Phone: (972) 690-5500 Phone: (972) 661-4600 Fax: (972) 669-9641 TollFree: (800) 456-1919 TollFree: (866) 860-9348 Brands kemper Payment method amex, discover, master card, visa Location Executive Center III Neighborhoods Policy Number Zip Code Kemper Life Customers Box 181101 Chattanooga, TN 37414. You may also want to read the helpful information about kids and privacy that the FTC provides. Sept. 1, Here is a list of underwriting companies that they may currently be using along with their respective principal places of business. CA COA: 2995-9, Response Worldwide Insurance Company When we refer to you, your, or user, we refer to the person using or accessing this website. By mail (Kemper Preferred customer service): Kemper Preferred 12926 Gran Bay Pkwy W. Jacksonville, FL 32258, Kemper Specialty P.O. You may print a copy of the Content for your personal non-commercial use only. Kemper Corporation was originally founded as Unitrin, Inc. in April 1990, when it spun off from Henry Singleton 's conglomerate Teledyne. Administrative Office: 12115 Lackland Road, St. Louis, MO 63146 About six million policyholders About $8 billion in assets An "A-" (Excellent) rating by A.M. Best for insurance operations. NAIC# 20133 In addition, any logo of such entity or service marks may not be used in advertising or publicity pertaining to distribution of this or any other material without specific, prior written permission of Kemper Corporation. The Unitrin Insurance A.M. Best rating is A-, and the Unitrin Insurance S&P Rating is A-. Learn about Kemper, our products and services, find information for investors, job-seekers, and users with disabilities, and more. More than 15,000 agents and 6,000 employees work with Unitrin in handling the six million (and growing) policies. eff. NAIC #10920 2. Server: myaccount.kemper.com | Instance: WEB-INS-PAV12-INST1-PAV11-CL1 | Today's date: 03/03/2023. State of Domicile: New York, Trinity Universal Insurance Company Any information received about you through services inherent to all Internet communications, is for our own use so we can analyze the activity of our web site and make improvements based on that activity. Laura Walkergraduated college with a BS in Criminal Justice with a minor in Political Science. You agree to be bound to any change to the Terms and Conditions when you access the site after any change is posted. 12926 Gran Bay Parkway West, Jacksonville, Florida 32258 Make a Payment - Edmonds Insurance NAIC # 38156 The Certificate of Authority number for each of these companies is listed after CA COA., Alliance United Insurance Company Those websites are subject to their own terms and conditions. Kemper and you agree that it would be advantageous to discuss and hopefully resolve any Disputes before formal proceedings are initiated; provided, however, that Kemper need not do so in circumstances where its claims of Intellectual Property rights are concerned (IP Disputes, with all other disputes referred to as General Disputes). We update our site regularly, and all content is reviewed by insurance experts. FINDINGS OF FACT 1. For complete descriptions of the terms, conditions and exclusions of insurance coverage or other products or services, please contact us. We thus do not knowingly collect personally identifiable information directly from children under the age of 16 through our website. Unitrin County Mutual Insurance Company AM Best #: 011055 NAIC #:29351 FEIN #:74-1084315 . Unitrin County Mutual Insurance Company is located at 8360, I-635 in Dallas, Texas 75243. By using or accessing the website, you acknowledge and agree that you have read and understood, and that you agree to be bound by, these Terms of Use (referred to herein as Terms of Use or Terms). Unitrin County Mutual Insurance Company 8360 LBJ Freeway, Suite 400, Dallas, TX 75243 NAIC # 29351 State of Domicile: Texas Financial Indemnity Company CA COA: 08986; One East Wacker Drive, Chicago, IL 60601 NAIC # 19852 State of Domicile: Illinois Save with a multi-policy discount.Now offering homeowners and renters insurance. Box 26620 Oklahoma City, OK 73126. Former Licensed Agent. CA COA: 07738, Unitrin Safeguard Insurance Company This section can only be amended by mutual agreement. To learn more about how to protect your child online, visit the FTCs website. The party making a claim whether you or Kemper shall send a letter to the other side briefly summarizing the claim and the request for relief. Auto insurance policies are generally billed monthly, quarterly or semi-annually. 12115 Lackland Road, St. Louis, MO 63146 Each of our property and casualty principal businesses operates separately. Laura Walker NAIC # 37524 "Unitrin buys rights to Kemper Insurance name", "Kemper | 2020 Fastest-Growing Companies", "Kemper to Acquire American Access in $370 Million Transaction", "Kemper Completes Acquisition of American Access", "Kemper to Buy Alliance United in California Car Insurance Push", "Kemper Corp. Acquires Infinity Property & Casualty of Alabama for $1.4B", Companies in the Chicago metropolitan area, https://en.wikipedia.org/w/index.php?title=Kemper_Corporation&oldid=1129131203, Financial services companies established in 1990, Companies listed on the New York Stock Exchange, Creative Commons Attribution-ShareAlike License 3.0, Kemper Auto is a national provider of auto insurance with a concentration on non-standard auto insurance, Infinity, a Kemper Company is a provider of non-standard auto insurance for drivers in the State of California only, Kemper Personal Insurance provides both home and auto insurance to the companys preferred/standard book of business, Alpha Property & Casualty Insurance Company, Response Worldwide Direct Auto Insurance Company, Unitrin Direct Property & Casualty Company, Valley Property & Casualty Insurance Company. Legal Rights Statement. 12115 Lackland Road, St. Louis, MO 63146 Only the actual insurance policy or contract can provide the actual terms, language, coverage amounts, conditions, and exclusions. NAIC# 26050 Our success is based on more than 60 years of providing reliable personal and commercial specialty automobile insurance through more than 8,500 independent agents and brokers in over 20 states. Family Security Funerals Company (Texas) 8. Print Insurance Card 1567 (83rd Leg. Unitrin Services Company (Illinois) 55. NAIC #: 10698 The Content is not a complete description of all terms, conditions, and exclusions applicable to the products and services described. CA COA: 3549. Do not include dashes or renewal count. Source:[14], In July 2018, Kemper acquired Infinity Property and Casualty Corporation (NASDAQ: IPCC), an auto insurance provider focused on serving the specialty, nonstandard segment, in a cash and stock transaction valued at approximately $1.4 billion. If any provision of these Terms is held to be invalid or unenforceable, it will not affect the validity or enforceability of any other provision hereof. Insurance policies from Unitrin are available in 47 states and Washington, DC. Specialty Lines writes business in this company without using an MGA. State of Domicile: Oregon, 1. Reviewed by If you have questions regarding this Terms of Use, you can contact us by email or by phone at 866-860-9348. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Contact Us|Privacy Policy|Terms of Service. Quote online. State of Domicile: Alabama, Mutual Savings Life Insurance Company A Unitrin County Mutual Insurance Company employs approximately 20+ people. Disclaimer: USInsuranceAgents.com strives to present the most up-to-date and comprehensive information on saving money on insurance possible. Kemper is a holding company. | 877.481.8836. Kemper Auto underwrites personal and commercial lines insurance through Unitrin County Mutual Insurance Company, Alpha Property & Casualty Insurance Company, Charter Indemnity Company, and Financial Indemnity Company. The provisions of this section shall supersede any inconsistent provisions of any prior agreement between the parties. NAIC # 12998 3300,, Chicago, Illinois 60601 Kemper Auto and Kemper Personal Insurance Policyholders: Please enter your information to make a quick payment. Save with a multi-policy discount. Save my name, email, and website in this browser for the next time I comment. I would highly stay away from these people and or insurance group whatever they are. In the event that we become aware that we have collected personal information directly from a person under 16 years of age through our website or online services, we will delete such information from our database. Kemper Corporation - Wikipedia DISCLAIMER: PrintInsuranceCard.com is owned and operated by Savvy Insurance Solutions, LLC using software from Trellis Technologies, Inc. [15], In April 2021, Kemper completed the acquisition of Downers Grove, Illinois based American Access Casualty Company. By mail (Reserve National customer service): Reserve National Insurance Company 601 E. Britton Rd. Oklahoma City, OK 73114, Reserve National Insurance Company P.O. A M B # : 0 1 1 0 5 5 - U n i t r i n C o u n ty M u t u a l In s u ra n c e C o m p a ny . 200 East Randolph Street, STE. American Access Casualty Company specializes in automobile insurance directed towards the Hispanic community.[16]. Kemper Independence Insurance Company We may have the right to pay the JAMS fees if required for arbitration to be enforceable. Unitrin Insurance Review & Ratings (2023), Best California Insurance Agents & Brokers, Best Connecticut Insurance Agents & Brokers, Best Louisiana Insurance Agents & Brokers, Best Massachusetts Insurance Agents & Brokers, Best Minnesota Insurance Agents & Brokers, Best New Hampshire Insurance Agents & Brokers, Best New Jersey Insurance Agents & Brokers, Best New Mexico Insurance Agents & Brokers, Best North Carolina Insurance Agents & Brokers, Best North Dakota Insurance Agents & Brokers, Best Pennsylvania Insurance Agents & Brokers, Best Rhode Island Insurance Agents & Brokers, Best South Carolina Insurance Agents & Brokers, Best Tennessee Insurance Agents & Brokers, Best Washington D.C. Insurance Agents & Brokers, Best West Virginia Insurance Agents & Brokers, Best Wisconsin Insurance Agents & Brokers, Best Term Life Insurance Agents & Brokers, How to Cash Out Whole Life Insurance Early, American Family Insurance Review & Rating, Northwestern Mutual Insurance Review & Rating, Principal Financial Insurance Review & Rating, UnitedHealthCare Insurance Review & Rating, American Income Life Insurance Review & Ratings (2023), Life Insurance Company of the Southwest Review & Ratings (2023), Merastar Insurance Review & Ratings (2023). Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Clayton Reinsurance Ltd. (Bermuda) 7. All Rights Reserved. PDF Report on Examination of Unitrin Auto and Home Insurance Company As of Our services and our websites are not marketed to or directed to children under the age of 16. These include, without limitation, loss of use, data, revenues or profits, regardless of the type of action asserted, whether based on contract, negligence or other tortious conduct, arising out of or in connection with the use of this site or performance of this information. Unitrin County Mutual Insurance Co - Company Profile and News 2. Unitrin County Mutual Insurance Company can be contacted via phone at (800) 234-3606 for pricing, hours and directions. as follows: 1. PDF 201 8 5549 - Texas Department Of Insurance Login to: Sell and manage policies Report claims View agency reports For questions and assistance, please contact Web Technical Support at 866.859.5090. Kemper is also not responsible for the privacy policies or practices of those websites or of those companies. Get the latest business insights from Dun & Bradstreet. Unitrin divided its business into three major categories: life and health insurance, property and casualty insurance, and consumer finance, which covered a variety of services including automobile and industrial loans. When evaluating rates, please verify directly with your insurance company or agent. Those Additional Terms will be posted on the website in connection with the relevant offering. These "Terms and Conditions" shall be governed by and interpreted according to the laws of the state of Texas without respect to any conflict of law provisions. Make a Payment Kemper Auto and Kemper Personal Insurance Policyholders: Please enter your information to make a quick payment. Server: myaccount.kemper.com | Instance: WEB-INS-PAV12-INST2-PAV12-CL1 | Today's date: 03/03/2023. Get or retrieve a quote, find an agent, and more. Frequently Asked Questions | Either party may seek enforcement of this section in any court of competent jurisdiction. By mail (Reserve National customer service): Reserve National Insurance Company 601 E. Britton Rd. We are also not responsible for the privacy policies or practices of those sites. State of Domicile: Illinois, Unitrin Direct Insurance Company NAIC # 19852 Kemper IN THE EVENT THAT CERTAIN STATES DO NOT ALLOW US TO LIMIT OR DISCLAIM LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, OUR LIABILITY TO YOU FOR ALL LOSSES, DAMAGES, INJURIES AND CLAIMS OF ANY KIND, WHETHER THE DAMAGES ARE CLAIMED IN CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, WILL BE LIMITED TO THE EXTENT REQUIRED BY SUCH LAWS. As permitted by applicable law, both you and Kemper waive the right to bring any Dispute as a class, consolidated, representative, collective, or private attorney general action, or to participate in a class, consolidated, representative, collective, or private attorney general action regarding any Dispute brought by anyone else.
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