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For a bus anyway. Credit cards may set a minimum balance transfer fee of $5 or $10. If you apply for a replacement online or over the phone, well send you a new myki with the transferred balance within 10 business days. Which I obviously don't have because it is lost. Consider a balance transfer card that has an intro $0 balance transfer fee for a certain time frame or waives the fee . How balance transfers work To check if you're eligible to travel on a concession myki, see Concessions and free travel. The transfer of the funds from card 1 to card 2 only took a few days to show as a pending top up and it transferred to my new card when I next tapped on. You can manage your Adelaide metroCARD online by setting up an account. The process begins when you submit a balance transfer application. If you register your myki, you can set Auto Top Upand manage your myki. . How Prepaid Cards Work & Why You might want one? A 2 hour fare is extended when travelling to and from regional Victoria, find out more at Regional fares. Learner permit or driver test. WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. Tap the Add button . 0000005348 00000 n This is why I don't keep much money on transport cards. Personal Credit Cards? A reserved V/Line paper ticket can be replaced before your day of travel at any staffed V/Line station, once you complete a V/Line Passenger Refund Application Form. In person at a PTV hub , or a premium metropolitan station or staffed V/Line station inside the myki boundary. Choose a card from the list or search by location or card name. Any chance I can get my money back/ transfer it to a new mobile MyKi (both are registered and visible in my account)? How long do balance transfers take with Chase? When you pay to put credit onto your Myki card, someone else does get your money and put into your bank account. A lost or stolen Date-to-Date ticket can be replaced with a duplicate ticket at the issuing V/Line station, once you complete a V/Line Passenger Refund Application Form. Any other travel benefit such as free weekend travel isn't available at this time. To complete these transfers for the entire amounts on both cards, you will need an available credit limit of at least $9,270 on your new card. Auto top up and Auto-load cant be transferred to your new myki. On Friday Martin. The call centre staff member told me "we're not a financial institution so it's not that simple". 0000001606 00000 n If youre already an existing customer, then there is no incentive for Synchrony to allow you to transfer a balance between two accounts of their own. In a statement yesterday, the Transport Ticketing Authority said Mr Miners was leaving his job "by mutual consent"." Can You Get a Student Credit Card With No Income? <>/BS<>/F 4/Rect[309.25 192.52 346.16 205.16]/StructParent 5/Subtype/Link>> This lets you contact us to request a refund of any balance on the Mobile myki. Contact us to request the transfer. I was told that when I made a new card I would be able to transfer the money across. What are the best credit cards for bad credit with no deposit and instant use? Wait a few minutes then check the app to see your balance. This is unfair, and I don't think this cost is refunded if you submit the form for a refund. My Myki was due to expire after three years. On occasion, there is a small (< $10) balance leftover, which expires after a couple of years. 0000005119 00000 n Online at Public Transport Victoria website . Music:. How To Transfer A Credit Card Balance To Another Card. 0000014445 00000 n We're working to improve our systems so we can allow other payment card types in the future. 187 0 obj Enter your cell phone number and well send you a link to install the WalletHub app. Annual Fee: $0. 1. I know it's not possible to do it online. Tap Continue. I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. If you're still travelling after 2 hours, you'll be charged a daily fare. Myki (/ m a. You can register up to eight active mykis on an individual account. Any money on your card will be protected. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. But your balance can be transfer to another card at some of the PTV stations. You probably want to transfer a balance to save money not spend more. Image what could have been done with a billion fucking dollars. You can report your registered myki smartcard as lost or stolen by: Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. I'm glad I don't need to catch public transport anymore. I called them up, explained the situation, verified my ID by address and DOB, gave them the myki card numbers of all 3 cards and successfully transferred the balance to my new card without any hassle at all. What are Your Rights as a Credit Card Holder? We are committed to being fully transparent with our readers. My old one is registered and everything with my account but there seems to be no way to import that one in. How does sending them a letter telling them to transfer the money make a difference then if they don't have my card? 178 39 With banks allowing customers to transfer thousands of dollars online between their accounts, there's no excuse for this money-grubbing by the Myki corporation. To transfer Myki you need to deactivate the myki card and move to the new device. https://i.ibb.co/2NK61G8/aviary-image-1552378190281.jpg. Back story: I lost my Myki which had ~$26 left on it on Friday afternoon. What Happens to a Student Credit Card After Graduation? Transfer registration. If you're using an international payment card you won't be able to top up via the PTV website. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. V/Line paper tickets can become invalid because of: Replace your ticket at any staffed V/Line station. Your Mobile myki expires after two years. https://www.ptv.vic.gov.au/t ickets/refunds-and-replacements/#loststolen Your new starting balance would be $3,090. How can I check the balance of my myki card? I asked if I could go into a premium station and he said yes, if I see a staff member and have the details they can replace it on the spot, but it will take 5-10 business days for the money which was on my lost card to be transferred onto the new card. For each transfer: 3% intro fee ($5 min) in first 60 days, after that 5% ($5 min) 670. @john_miller 03/01/23 This answer was first published on 03/01/23. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. If you have Mobile myki you can set Auto Load via the Google Pay app. Sorry, the Seniors Card program cannot replace lost myki cards. Alternatively, you may log in to your card provider's online platform and check the status of your balance transfer request at any time. What kind of retarded system is this? 1. You can register online, via the PTV app or call 1800 800 007 and registration is instant. You can also replace your myki online or by calling us. Hoping to transfer the same balance repeatedly over time by using different balance transfer cards with 0% APR offers is fraught with risks. Transferring balances from multiple credit cards to a single card to consolidate your debt might work well if you have a concrete payment plan in place. Load myki Money onto your myki and it will calculate the lowest fare based on where you travel. Myki was first rolled out in 2010 and fully replaced the previous Metcard system 10 years ago this week. To. nope, report it stolen online, they automatically transfer the balance to a new card and post it too you, takes about 3 days. Please note, balance transfer is not instantaneous. Within the phone, go to Settings > Connected devices. 0000003206 00000 n This is the case for all major credit card issuers. Even if they do, you can only transfer a balance between a Synchrony credit card and another issuers credit card. <>/Filter/FlateDecode/Index[32 146]/Length 27/Size 178/Type/XRef/W[1 1 1]>>stream Your card provider holds the right to approve or deny your request for a balance transfer. I've got a new Myki in my Seniors package. You start by buying a $5 SIM and then add PAYG credit that can be purchased in $15, $25, or $35 amounts. 2. All myki smartcards expire after four years. endobj endobj You can then see what Android version youre on. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. Click on "Select Offer.". Can you transfer MyKi balance from one card to another? For instance, the U.S. Bank Visa Platinum Card's 0% APR on balance transfers applies only on balances transferred within 60 days from account opening. The money comes straight off the credit card you registered in Google Pay, and the new balance is written immediately onto the Mobile Myki "virtual card". You will need to provide identification to show that you are the registered myki card holder. So I had a mobile MyKi with around $6.xx balance on it. Get up to 5% cashback in rotating and newly added everyday categories. By phoning 1800 800 007. How long does it take to process a balance transfer from another company? 0 Step 3: Review Card Offer Terms. The train from Flinders took so long to leave that by the time I got to St. Albans, myki had assumed I wasn't going to touch off and checked by off automatically, deducting the default fare. I was pretty shitty at this point so I called up again, was told that I could fill out the form and give it to the station customer service desk and they could sent it in (saves me a trip to the post office to get an envelope). The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. Once it's transferred to another device, it will no longer be available on the original device. For more information see Google Help and Support. Carrying that balance is costing you $1,000 a year in interest. When I went online and tried to get a refund they asked me for my card number from the last top-up, I tried a few cards but can't seem to get it right. The only way is to download a form, fill it out, post it in, and wait weeks. If you use an international Mastercard/Visa card to purchase and top up your Mobile myki, you'll have to visit the PTV Hub at Southern Cross Station to request a refund. Within the phone, go to Settings > System > About phone. Despite the system failures, creator NTT Data was in 2017 given another seven-year contract for . Transferring high-interest credit card debt to a card with a lower (or 0%) interest rate can save you time and money while you repay the debt. From the pop-up options, select 'Deactivate'. 2. If your myki has expired, or is due to expire within 60 days, you're entitled to an on-the-spot replacement. If youve already bought a myki to travel, contact us to get a reimbursement of the myki fee. I am only onto my second card because the first was lost. All myki smartcards expire after four years. We have this new thing called EMAIL. If you use an Australian Mastercard/VISA card to purchase and top up your Mobile myki, you can get a refund via the PTV website, PTV call centre or PTV Hubs. If you need to travel in the meantime, buy a new myki and top up with myki Money or a myki Pass. If your Mobile myki has been checked by a V/Line conductor or Authorised Officer, this will show as the phone has not recorded a transaction. A balance transfer might fail if the amount you wish to transfer exceeds your available credit limit, if you initiate the transfer after the time period mentioned in a balance transfer offer or if youre trying to transfer a balance from a card issued by the same card provider. 0000004886 00000 n Your new issuer may approve the full amount or only part of your balance transfer, depending on your credit limit and the issuer's transfer limits. If you get a new card with a 0% APR offer on balance transfers, you might need to initiate the process within a stipulated time frame to make use of the offer. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. Now that you know how to transfer balances on credit cards, determine if going down this road might work well for you. This helps you to avoid late fees and penalty APRs on your existing accounts. The Blue Business Plus Credit Card from American Express, Marriott Bonvoy Business American Express Card, Capital One Quicksilver Cash Rewards Credit Card, Credit One Bank Platinum Visa for Rebuilding Credit, U.S. Bank Altitude Go Visa Signature Card, American Express Blue Business Cash Card, Blue Cash Everyday Card from American Express, Blue Cash Preferred Card from American Express, Delta SkyMiles Blue American Express Card, Delta SkyMiles Gold Business American Express Card, Delta SkyMiles Gold American Express Card, Delta SkyMiles Platinum Business American Express Card, Delta SkyMiles Platinum American Express Card, Assent Platinum 0% Intro Rate Mastercard Secured Credit Card, Capital One SavorOne Cash Rewards Credit Card, Capital One Spark Cash Select - $500 Cash Bonus, Capital One VentureOne Rewards Credit Card. In a couple of weeks I will be renovating and furnishing a new house. If you buy a myki from a retailer, ticket office window or myki machine or buy a Mobile myki, it's unregistered. MoneyGeek experts analyze the spending trends of Americans by relying on data provided by the Bureau of Labor Statistics (BLS). To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. You can also top up: Online now Via the PTV app Instantly top up via the PTV app by scanning your myki card Travelling Your first touch on creates a 2 hour fare. endobj 0000001076 00000 n Mobile myki only allows eight myki Pass types to be purchased via the app: 7-day, 28-day, 30-day, 31-day, 35-day, 40-day, 60-day and 365-day. This question is about Synchrony Bank Credit Cards. The poor guy was really nice about it and I also feel horrible for being angry at the call centre staff and if you saw an angry young man in a suit on the Sandringham line that was me. Pay down your credit card debt. This answer was first published on 03/01/23. Your original go card will be cancelled immediately and cannot be used for further travel. Yes. <>/BS<>/F 4/Rect[309.25 205.16 568.9 217.81]/StructParent 4/Subtype/Link>> Why are the PTV and Victorian Minister for Transport allowing Myki to get away with this? When I realised I had dropped it somewhere on the way to work I logged into Mymyki.com.au and blocked it. General concession available with Mobile myki can be used by any eligible concession card holder, but the only fare benefit will be the 50 per cent of full fare discount. Visitors can give their myki card to charity by posting it in one of the donation boxes at Southern Cross Station's SkyBus terminal or Station Pier. If you have any questions about new credit cards, how to select the right card or how to improve your credit score, you can trust our experts to guide you in the right direction. After having a look at my account he goes "oh no it's already been blocked, you'll have to print out the form and post it in". Mobile Myki can be set to Auto Load. It has trouble with form-filling on mobile devices, however. Or you can buy another card, then fill in a form and get the balance of the old one transferred, as well as a refund on the new card's purchase price. I called, they told me it couldn't be done and that I would need to fill out a form. Please note, balance transfer is not instantaneous. What a frikkin waste of money! 179 0 obj <> Replacements usually take up to 10 business days and include the remaining balance of the old card. There is no principle. Check that NFC is enabled on your phone. there's no excuse for this money-grubbing by the Myki corporation. *Rates, fees or bonuses may vary or include specific stipulations. Most credit cards charge a balance transfer fee, typically ranging from 2% to 5% of the balance transfer amount. (by Issuer). https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/#loststolen. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. Youll need to complete a V/Line Passenger Refund Application Form. Assume that you wish to transfer $3,000 from a card with a credit limit of $5,000 and $2,000 from another card with a credit limit of 10,000. If you have Mobile myki you can set Auto Load via the Google Pay app. 186 0 obj For example: replacing a full fare myki with another full fare myki, or a student concession myki with another student concession myki, or a seniors concession myki with another seniors concession myki. replacement card and to organise a balance transfer from your old myki to your new one. Know your existing credit card's interest rates, balances, and balance transfer limits. You can see up to six months of travel and transaction history via a website account and around 30 days of travel and transaction history via the PTV app. If you are no longer entitled to a concession myki, and now need to obtain a full fare myki instead, you will need to purchase a new myki with the full fare travel entitlement. 182 0 obj But is it possible to go to a ticket booth and have the person there do it? I plan to use my boyfriend's Lowe's card for 24 months 0% financing on a huge purchase. You can transfer your registered go card balance (including the refundable deposit) to another valid go card by calling 13 12 30. <>/BS<>/F 4/Rect[26.1 186.97 137.65 203.87]/StructParent 3/Subtype/Link>> FAX?! Enter the name on the account, account number and payment address of the creditor you want your debt transferred from. If you receive a check, you then need to forward it to your old card provider. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. How does credit and credit cards work for students? 2 If you're transferring a balance of $1,000, your balance transfer fee would range between $20 and $50. You will need to provide identification to show that you are the registered myki card holder. Adelaide Metro metroCARDs are rechargeable plastic cards that you can use on buses, trains and trams. I realise this is not a life-changer, but there's a principle at stake. there's no excuse for this money-grubbing by the Myki corporation.Sure there is transferring money between cards is not the primary function. Balance transfers usually go through in five to seven days, although they may take longer. The balance transferred when the old card expired. I get the idea that this was supposed to be a pun on the word "principal", meaning the amount of money, borrowed or lent, on which interest is calculated. A ticket number is a unique 15-digit number for every myki (Mobile myki and physical). Standard message rates apply. You can request a new, free myki smartcard through your online account. and our Would be easier if they would transfer the balance onto an existing card, but hopefully that's coming. Cookie Notice If you need to replace a lost or stolen registered myki, there are a number of ways that you can do this. We're looking to expand the number of card types available, so more passengers can use Mobile myki. Once you do, carrying out a balance transfer becomes rather straightforward. Key points: A third of Melbourne's public transport users will be able to use the app The Government is in talks with Apple to develop an iPhone version Now, on the form it says I need the card to be re-imbursed. It also protects your myki balance if you lose your phone or it's stolen. If your balance falls below zero, you won't have a valid ticket for your trip, and you won't be able to touch on. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. <>/BS<>/F 4/Rect[123.42 258.71 218.47 271.36]/StructParent 1/Subtype/Link>> Myki is the best free password manager for users looking for secure storage, ease of use, quick authentication, and cross-platform syncing. What is the best credit card for bad credit? The system was delivered more than $500m over budget and behind schedule. If our equipment cant read your damaged or defective myki, it may take extra time to transfer the remaining balance to your new myki: Well still give you a new myki smartcard on the spot. What is the glossary of common credit card terms? How do I know if my balance transfer was approved? If you wish to transfer balances from multiple cards, select the ones with the highest APRs first. I understand your frustration, especially when it's something that can be done quickly. How to Add Authorized Users & Employee Cards on a Business Credit Card? When a Myki card is lost or . View all transactions related to your myki for the previous 6 months, select your myki then select Activity. With my shitty luck I ended up losing this one at work (someone saw it on the ground but we assume the cleaners picked it up) so I called Myki, asked them if I could order a replacement. However, it may take up to 21 days in some cases. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. What's Auto-load? Got the train home to South Yarra, went to the service desk with my completed replacement form and then was told "we actually don't send these in you have to go and post it yourself". 0000004362 00000 n 3. Myki replaced the Metcard ticketing system and became fully operational at the end of 2012.. Legit all the way, touched on and everything. I had previously thought I would do the 84 months at 5.99% or whatever it is, but now I am thinking I should use the 24 month deal and then do a balance transfer to another card if I don't . Fast forward a month and my card had still not arrived (myki screwed up my address), so I escalated the matter and complained to a supervisor. The process begins when you submit a balance transfer application. Your Mobile myki will now appear in Google Wallet. You will need to provide identification to show that you are the registered myki card holder. endobj They could have at least have forms on their website to print and send. Tell us how much you're transferring and which card you're transferring from - make sure you have your card details to hand. If youre getting a 0% APR balance transfer card, check the duration of the promotional period and the APR that applies once the promo period ends. You could pay less interest by transferring balances from other higher-rate credit cards to a Wells Fargo Credit Card. Privacy Policy. 0000012144 00000 n No. Press J to jump to the feed. I was told that I could only have one card balance moved to my second replacement card, and that the other would have to be done via a transfer form. I still don't understand why though - what is the technology required to do this? For the amount of money that has been put into developing the system I'd think something as basic as that should be possible.